Wednesday, 11 June 2014

1 year of blogging and it continues....

Time pass really fast. It has been 1 year since i have been actively blogging. I started this blog somewhere in June last year to write on my financial journey and hopefully it'll be a diary for me to learn and review upon in the future.


I started writing more and more and created my own guides on basic financial concepts. I've wrote on financial statements, bonds, passive investing, stocks investing and recently this year i began to write on current issues such as on marriage, housing and retirement. The CPF topic is still very fresh for me. To say the truth, i have very little idea on how the CPF system works prior to writing my first post on CPF 3 weeks ago. I researched everything from scratched and writing it out has enabled me to understand it more also. I hope my post on "All about CPF minimum sum and CPF life" has helped readers to understand CPF more. I'm glad i now understand the whole concept of CPF which enables me to plan for retirement better. I'm also humbled by the fact that Minister of Manpower, Tan Chuan-Jin, saw my post and mentioned it in his blog post when he explained the CPF. It was also shared on forums like hardwarezone.com.sg.




On housing, i challenged myself to find out the facts on the various housing restrictions such as the MSR, the TDSR and all the different schemes. My post on "How much money does a couple need to earn in order to afford a $300,000 HDB flat?" has gained the attention of young couples and it's still actively shared on Facebook and even therealsingapore.com shared it. The few posts on housing took hours and days to research and write. I saw some of the comments when the post was shared and am happy to see young people realising the need to plan and save up before they get married or buy a HDB flat. Many comments on the post were generally positive and many shared their experiences too. It has been a humbling journey for me.


The best experience is still on the exchange of views with readers and other financial bloggers. I've been receiving emails from readers over the past 1 year and have replied each and everyone of them. If i've not replied your mail, please send it to me again. I may have missed out or it may have went into my junk folder which i only realised recently that a few emails did go there. Many young people are seeking advise on how should they start investing which is a good thing. Let the emails keep coming. I enjoyed interacting with each and everyone of you. To all the other senior financial bloggers, i thank all of you for the interactions and exchanges. We're all here for a common cause and i've certainty learned much from you guys.

Now for the part on how my blog has performed over the past one year, it has achieved more than 550,000 page views in one year. A lot of views are coming from Google, thefinance.sg, Facebook and other forums. My Facebook page which i created on September last year has gained 675 followers at the time of writing. Thank you for LIKING my page. I will continue to find ways to improve my blog to make it more easy for your reading pleasure. Any comments are welcomed.

A blog on investment cannot be without an update of my investment and financial profile. Here goes. I've invested in quite a few companies which i've blog before. The dividends are coming in which i've received a few rounds of it. This has made a positive impact to my savings. I'm on track to meet the 100k financial target which I strive to achieve. The reason for this first 100k is simple. It will enable me to invest with a bigger base and at the same time have more room to manage risk by allocating my capital wisely.

Moving forward, i will continue to write on topics related to finance, investing and current issues which are of interest. I hope my blog can be a platform to heightened awareness in regards to financial issues. I'll be looking forward to the many more interactions, emails and comments from all of you. I do not know everything so let's learn together and enjoy this journey together. Cheers to the many more years to come!!


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